Account Set Up

The Account Set Up page initially displays summary data for all accounts set up for your business or credit union and any related subsidiary companies. If applicable, you can view summary data for only one company; and you can also view detailed data for any account or a list of business users authorized to access an account as described below.

1. If your business or credit union has subsidiary companies, a Company (or Credit Union) dropdown list displays at the top of the page. As an option, you can select a company or credit union name in the list to view account data for the company/credit union.
2. To view detailed data for any account, click the link for the account in the Account Name column. The Account – Edit Account page displays. You can use this page to change the detailed data listed for the account as described in the Editing an Account section.
3. To view a list of the business users authorized to access an account, click the Edit Authorized Users link provided for the account in the Actions column. The Account Setup – Edit Authorized Users page displays. You can use this page to change the setup data for any authorized users as described in the Editing Authorized Users for an Account section.

1. Click any column header for the accounts listed in a section (except the Actions header) to sort accounts by the data in the column. For example, click the Account # header to sort accounts by their account numbers. The direction of the sort (ascending/descending) is indicated by the up/down indicator next to the header.
2. To change the direction of a sort, click the column header again.

Note: When a column header is initially clicked to sort accounts by the data in the column, accounts sort in ascending order by the data. If the header is clicked again, the accounts sort in descending order.

This function is only available if your financial institution has activated the appropriate setting to allow business users to add accounts.

1. Click Add New Account at the top of the Account Set Up page.
2. On the Accounts – Add Accounts page:
1. If your business or credit union has subsidiary companies or credit unions with data set up separately for the individual companies/credit unions on the business online banking system, an Add Accounts To dropdown list displays at the top of the page. If this list displays, you must select the name of the company or credit union for which you want to add one or more accounts.
2. Enter the following data for each new account:
• Type the appropriate Account Number.
• Type an Account Nickname.
• Select the appropriate Account Type from the dropdown list.
3. Click Submit to submit the new accounts or Cancel to return to the Account Set Up page.
3. Click OK when the Confirmation – Add Account information displays, listing data for each new account. The Account Set Up page displays with data for the new account(s).

Note: After adding each new account, perform the procedure described in the Editing an Account section to define setup data for the account.

1. Click the link for the account in the Account Name column. The Account – Edit Account page displays.
2. In the Account Information section:
1. Change the Account Name if appropriate.
2. If your business has subsidiary companies or credit unions, you can change the company/credit union for which the current account was created in the Company (or Credit Union) dropdown list.
3. If your financial institution defined settings to allow transfers for the account type selected for the current account, the Transfers section displays. In this section:
1. If your financial institution defined settings to allow wire transfers to/from accounts with the account type selected for the current account, select Both, Transfer From, or Transfer To in the Allow Transfers field.
2. In the Maximum Single Transfer $ field, type the maximum dollar amount for a single funds transfer that can be processed for the account.
3. In the Maximum Total Transfer $ Per Day field, type the maximum dollar amount for all the funds transfers that may be processed for the account during a single day. This amount must be higher than the amount in the Maximum Single Transfer $ field.
4. In the Maximum Number of Transfers Per Day field, type the total number of fund transfers that may be processed for the account during a single day.
4. If your business or credit union is enabled for wire transfers and the financial institution defined settings to allow wire processing for the account type selected for the current account, the Wires section displays. In this section:
1. Type the maximum dollar amount for a single wire that may be processed for the account in the Maximum Single Wire $ field.
2. In the Maximum Total Wire $ Per Day field, type the maximum dollar amount for all the wires that may be processed for the account during a single day. This amount must be higher than the amount in the Maximum Single Wire $ field.
3. In the Maximum Number of Wires Per Day field, type the total number of wires that may be processed for the account during a single day.
5. When there are optional features that may be enabled for the account such as Positive Pay, select the check box next to the feature to enable it for the account.
6. The Dual Authorization section displays if two approvals are required when changes are made to the setup data for an account. When this section displays, another business user with the Manage Accounts user right must:
   1. Type his/her sign-on ID in the 2nd Person Sign-On ID field.
   2. Type his/her Password.

   Note: If the current account has been selected as the ACH offset account for your business, the maximum ACH debit and credit offset amounts allowed for the account display at the bottom of the page.

7. Click Save to save the changes to the account setup data or Cancel to return to the Account Set Up page.

This function is only available if your financial institution has activated the appropriate setting to allow business users to delete accounts.

1. Click the “trash can” icon next to the Account Name for the account. The Account Setup – Delete an Account page displays with the Account Number, Account Type, and Account Nickname to identify the account.
2. The Dual Authorization section displays if two approvals are required to delete an account. When this section displays, another business user with the Manage Accounts user right must:
1. Type his/her sign-on ID in the 2nd Person Sign-On ID field.
2. Type his/her Password.
3. Click YES - DELETE to remove the account and its related information from the business online banking system or click NO to return to the Account Set Up page without deleting the account.
4. Click OK when the Delete Account Complete information displays, listing the Account Number, Account Type, and Account Nickname for the deleted account.

If your financial institution has activated the correct setting, a message is sent to the appropriate Administrator(s) after each account is deleted.

1. Click the Edit Authorized Users link in the Actions column on the row listing data for the account. The Account Setup – Edit Authorized Users page displays with summary data for all the active business users authorized to access the account.
2. To display summary data for any disabled users authorized to access the account, select the Display Disabled Users check box. Clear this check box to hide data for all the disabled users.
3. To sort all the users on the page in descending alphabetical order by their names, click the Names column header. (The users are initially listed by their names in ascending alphabetical order.)
4. To allow specific user(s) to view data for the account:
1. Select the check box in the View column header to allow all the users to view the account data.
   OR
2. Click the check box in the View column in the row identifying a user. You can repeat this step to allow any number of users to view the account data.
5. To allow user(s) to issue stop payments for the account:

Note: This step cannot be performed if your financial institution has disabled stop payments for your business/credit union, or if the account type does not permit stop payments.

1. Select the check box in the Stop column header to allow all the users to issue stop payments for the account.
   OR
2. Click the check box in the Stop column in the row identifying a user. You can repeat this step to allow any number of users to set up stop payments for the account.
6. To allow user(s) to request fund transfers to/from the account:

Note: This step cannot be performed if transfers are not allowed for the account as described in the Editing an Account section.

1. Select the check box in the Transfers column header to allow all the users to request fund transfers to/from the account.
   OR
2. Click the check box in the Transfers column in the row identifying a user. You can repeat this step to allow any number of users to request fund transfers to/from the account.
7. To grant Remote Deposit Capture permission to sub user(s):

Note: This step cannot be performed if the main business user or subsidiary is not set up for Business Mobile Remote Deposit Capture, or if the account is not eligible for Remote Deposit Capture.

1. Select the check box in the Remote Deposit Capture column header to grant Remote Deposit Capture permission to all the users on the account.
   OR
2. Click the check box in the Remote Deposit Capture column in the row identifying a user. You can repeat this step to grant any number of users Remote Deposit Capture permission.
8. To edit the authorized users that can access another account, select the account in the Account field and repeat Steps 2 through 6 as appropriate.
9. The Dual Authorization section displays if two approvals are required to edit authorized users for an account. When this section displays, another business user with the Manage Accounts user right must:
1. Type his/her sign-on ID in the 2nd Person Sign-On ID field.
2. Type his/her Password.
10. Click Save to save all the changes to the authorized users or Cancel to return to the Account Set Up page.

1. Click the Print icon at the top of the page.
2. On your workstation’s print menu, make the appropriate selections and click Print. You can print only the current page of account setup data or all the account setup data for your business or credit union and any related subsidiary companies.